Buy property
Plan the financing, verify the property and seller, understand the contract, then close and transfer with fewer surprises.
Latest in this guide desk
Pag-IBIG limits co-borrowers to close relatives and evaluates each person's income separately, while banks usually pool combined income under their own policies — and…
A Transfer Certificate of Title covers land, a Condominium Certificate of Title covers an individual condo unit, and a tax declaration is a separate…
Refinancing means switching your outstanding housing loan balance to a new lender for a better rate, but it comes with real switching costs. Here's…
Twelve verified Metro Manila bank-acquired, ROPA, repossessed and auction properties for Sep 28-Oct 4, 2026, with current prices, areas and disclosed risk flags.
Philippine law bars a straight prepayment penalty on consumer credit, but many banks still charge a lock-in break or exit fee instead. Here is…
How Philippine housing loan interest rates work once the “fixing period” ends: how bank repricing formulas work, how Pag-IBIG's rate cap differs, and what…
A side-by-side comparison of developer in-house financing, bank housing loans, and Pag-IBIG housing loans in the Philippines, covering 2026 rates, terms, and which option…
A side-by-side comparison of Pag-IBIG's 2026 promotional housing loan rates against major bank mortgage rates, covering eligibility, loan ceilings, processing speed, and which buyer…
Pag-IBIG actually offers four separate ways to finance home renovation, not one — the Multi-Purpose Loan, a P300,000 Short-Term Loan, the Regular Housing Loan's…
A notice of lis pendens means a property is the subject of pending litigation over its title or possession — the owner can still…