Pag-IBIG Construction Loan: Requirements, Release Process and Common Problems
A Pag-IBIG house construction loan releases funds in stages tied to your building's progress, not as a lump sum. Here's what documents you need,…
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Buying Property in the Philippines
Plan the financing, verify the property and seller, understand the contract, then close and transfer with fewer surprises.
Start with due diligence
How to Verify a Clean Property Title
The essential checks to make before paying a reservation fee, deposit or purchase price.
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1. Budget and finance
2. Verify the property
3. Compare the contract
4. Close and transfer
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Updates and supporting guides
Pag-IBIG Housing Loan Calculator: How to Estimate Your Monthly Amortization
Estimate your Pag-IBIG housing loan's monthly amortization yourself using the same reducing-balance formula Pag-IBIG applies, plus a ready-made factor table for every 2026 rate…
The 40% Foreign Ownership Limit in Philippine Condominiums Explained
The 40% foreign-ownership cap on Philippine condominiums comes from Section 5 of the Condominium Act, which requires every condominium corporation to stay at least…
Buying Property From an Estate in the Philippines: How to Make Sure All Heirs Can Legally Sell
Buying inherited property means verifying every heir has signed the deed of sale — a co-heir can only sell their own undivided share, and…
Extrajudicial Settlement of Estate for Property in the Philippines: Step-by-Step Guide
An extrajudicial settlement lets heirs divide a deceased relative's property without going to court, provided there is no will, no unpaid debts, and every…
How to Divide Inherited Property Among Heirs in the Philippines
Dividing an inherited house, condo, or lot among heirs means ending their co-ownership under Article 494 of the Civil Code, through physical partition, a…
Buying Property With a Partner: Co-Ownership Rules in the Philippines
Buying property with a partner, sibling, or friend creates co-ownership under the Civil Code, not automatic equal spousal rights. Here is how shares, decisions,…
Seller’s Net Proceeds Calculator: What You Actually Keep After Selling Property in the Philippines
A seller's net proceeds are the selling price minus capital gains tax, documentary stamp tax, local transfer tax, registration fees, commission, and any mortgage…
Metro Manila Foreclosed Properties Weekly Watch: Sep 21-27, 2026
Weekly Metro Manila comparison of 12 verified bank-owned, ROPA, repossessed and auction properties, with current price bases, areas and disclosed risk flags.
VAT on Philippine Property Sales: When Does the 12% Tax Apply?
VAT applies to a Philippine property sale only when the seller is a VAT-registered real estate dealer or developer — and even then, house-and-lot…