Philippine Property Guides: Renting, Buying & Ownership

A judge's gavel resting beside an open law book, representing an active pending court case that a notice of lis pendens annotates on a Philippine property title

Buying 19 min read

Notice of Lis Pendens in the Philippines: Why This Title Annotation Should Never Be Ignored

A notice of lis pendens means an actual court case affecting a property's title or possession is already pending — and a buyer who…

Close-up of a hand signing a sworn written document with a pen, illustrating how a Philippine adverse claim is registered by filing a signed, notarized sworn statement with the Registry of Deeds

Buying 13 min read

Adverse Claim on a Land Title in the Philippines: What Buyers Should Do Before Purchasing

An adverse claim on a Philippine title doesn't expire after 30 days like many sellers claim — the Supreme Court says it stays effective…

Official document stamped "checked" during processing, representing the Registry of Deeds fee assessment and registration stamp on a Philippine property title transfer

Buying 14 min read

Registry of Deeds Fees and Registration Process After Buying Property in the Philippines

Registering a deed at the Registry of Deeds means a separate LRA fee on top of BIR and local taxes. Here's how that fee…

Official tax document stamped "checked" at a Philippine tax office, representing the BIR certification process behind an eCAR

Buying 15 min read

eCAR Explained: How the BIR Electronic Certificate Authorizing Registration Works

An eCAR is the BIR certificate proving property transfer taxes have been paid — the Registry of Deeds will not register a new title…

Two property buyers signing the deed of sale at a desk, the paperwork step that starts the Philippine title transfer process at the BIR and Registry of Deeds

Buying 14 min read

How to Transfer a Property Title in the Philippines: Complete Buyer Checklist

Transferring a Philippine property title means clearing BIR taxes, paying local transfer tax, and registering with the Registry of Deeds, in that exact order.…

Land surveyor using a total station instrument to survey and stake out a property, part of the subdivision-plan process used to carve individual titles out of a mother title in the Philippines

Buying 15 min read

Mother Title vs Individual Title: What Condo and Subdivision Buyers Need to Know

A mother title covers a whole parcel or condo project before it is split into individual TCTs or CCTs. Here is how that split…

Magnifying glass held closely over a printed document, representing a buyer's careful check of a Philippine property title's memorandum of encumbrances for liens, mortgages, and other annotations

Buying 13 min read

How to Verify a Clean Property Title in the Philippines: Liens, Mortgages and Annotations

A “clean” Philippine property title is a Certified True Copy whose memorandum of encumbrances shows no unreleased mortgage, adverse claim, lis pendens, or lien.…

Metro Manila residential skyline for the Apartments.ph foreclosed property weekly report, September 7 to 13, 2026

Buying 8 min read

Metro Manila Foreclosed Properties Weekly Watch: Sep 7-13, 2026

Metro Manila bank-acquired property watch for Sep 7-13, 2026: 12 verified listings from RCBC, Metrobank and Bank of Commerce with prices, area, risk flags…

House model, Philippine peso banknotes, and a door key on a table, representing bank home loan financing used to purchase residential property in the Philippines

Buying 16 min read

Bank Housing Loan in the Philippines: Requirements, Rates and Approval Process

A practical guide to bank housing loans in the Philippines: 2026 eligibility rules, comparative interest rates across major banks, loan-to-value limits, required documents, and…

A couple reviewing and signing a Pag-IBIG housing loan application form at a desk with a pen

Buying 14 min read

Pag-IBIG Housing Loan: Complete Guide for Philippine Homebuyers

A complete guide to the Pag-IBIG Housing Loan for Philippine homebuyers: 2026 eligibility rules, interest rates from 3% to 5.75%, loan ceilings, required documents,…