Mother Title vs Individual Title: What Condo and Subdivision Buyers Need to Know
A mother title covers a whole parcel or condo project before it is split into individual TCTs or CCTs. Here is how that split…
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The latest apartment guides
New practical guidance on renting, buying, selling, locations, apartment living and property ownership in the Philippines.
How to Verify a Clean Property Title in the Philippines: Liens, Mortgages and Annotations
A “clean” Philippine property title is a Certified True Copy whose memorandum of encumbrances shows no unreleased mortgage, adverse claim, lis pendens, or lien.…
Metro Manila Foreclosed Properties Weekly Watch: Sep 7-13, 2026
Metro Manila bank-acquired property watch for Sep 7-13, 2026: 12 verified listings from RCBC, Metrobank and Bank of Commerce with prices, area, risk flags…
Bank Housing Loan in the Philippines: Requirements, Rates and Approval Process
A practical guide to bank housing loans in the Philippines: 2026 eligibility rules, comparative interest rates across major banks, loan-to-value limits, required documents, and…
Pag-IBIG Housing Loan: Complete Guide for Philippine Homebuyers
A complete guide to the Pag-IBIG Housing Loan for Philippine homebuyers: 2026 eligibility rules, interest rates from 3% to 5.75%, loan ceilings, required documents,…
Philippine House and Condo Prices Per Square Meter: 2026 Data Guide
There is no single official price-per-square-meter figure in the Philippines. This guide compares BSP home-price data, PSA construction costs, and current market asking prices,…
Real Property Tax in the Philippines: Rates, Deadlines and How to Compute It
Real property tax (amilyar) runs up to 2% of assessed value in cities and 1% in provinces, plus a 1% SEF levy. Here's how…
Inheritance of Property in the Philippines: What Happens to a House, Condo, or Land?
When a property owner dies, ownership passes to the heirs as an undivided estate under the Civil Code, not directly to any one heir.…
Deed of Donation vs Deed of Sale for Property Transfers in the Philippines
A Deed of Sale (capital gains tax + DST) and a Deed of Donation (donor's tax + DST) are not interchangeable — underpricing a…
Can Foreigners Buy Property in the Philippines? Condo, Land and Ownership Rules
Foreigners cannot own Philippine land, but they can own condo units outright, own a house separate from its lot, and lease land long-term —…