Philippine Property Guides: Renting, Buying & Ownership

Buying 7 min read

Metro Manila Foreclosed Properties Weekly Watch: Oct 5-11, 2026

Twelve verified Metro Manila bank-owned, ROPA, repossessed and sealed-bid properties for Oct 5-11, 2026, with current prices, areas and risk flags.

Close-up of a hand signing a written proxy authorization form, used to appoint a proxy-holder to vote at a Philippine condominium corporation's members' meeting

Buying 17 min read

Proxy Voting at Condo Meetings in the Philippines: How It Works and What Owners Should Check

A proxy lets an absent condo unit owner authorize someone else to vote at a members' meeting, but the Revised Corporation Code limits its…

A Metro Manila high-rise condominium building, the type of property whose unit owners vote as members of a condominium corporation on board elections and major decisions

Buying 16 min read

Condo Corporation Voting Rights in the Philippines: How Unit Owners Can Influence Decisions

Board elections in a Philippine condominium corporation are decided one member, one vote by default, but amending the Master Deed or voting after major…

Clean, well-lit condominium hallway corridor — a shared common area typically governed by a building's house rules

Buying 17 min read

Condo House Rules and By-Laws: What Owners and Tenants Are Legally Bound By

Condo house rules and by-laws are governed differently and changed differently — and tenants are bound mainly through their lease, not the Condominium Act…

Exterior of a Philippine condominium high-rise tower, the kind of building where unit owners can face penalties, suspended privileges, or a lien on their title for unpaid association dues

Buying 18 min read

What Happens if You Stop Paying Condo Association Dues in the Philippines?

Unpaid condo dues in the Philippines accrue penalties, can trigger suspended privileges, and under RA 4726 can become a lien on your title that…

High-rise condominium building covered in green safety netting and scaffolding during major facade repair, illustrating the kind of large capital repair that triggers a condo special assessment in the Philippines

Buying 16 min read

Condo Special Assessments in the Philippines: When Owners Can Be Charged Extra

A special assessment is a one-time charge on top of regular condo dues for a major repair the budget and reserve fund don't cover.…

Cluster of high-rise Metro Manila condominium towers, the type of building where unit owners pay monthly condo association dues to the condominium corporation

Buying 14 min read

Condo Association Dues in the Philippines: What They Pay For and How Much to Budget

Condo association dues in the Philippines typically run ₱60–₱150 per square meter monthly and fund security, utilities, maintenance, and a reserve fund. Here is…

A small house model next to stacked coins, representing the cash down payment needed to buy property in the Philippines

Buying 14 min read

How Much Down Payment Do You Need to Buy Property in the Philippines?

Down payment in the Philippines typically runs 10% to 30% of a property’s price, but how much cash you actually need depends on whether…

Man reading a bad-news letter at home, reflecting the frustration of a rejected Philippine housing loan application

Buying 17 min read

Why Housing Loan Applications Get Rejected in the Philippines: 10 Problems Buyers Can Fix

Most Philippine housing loan rejections trace back to credit history, debt-to-income limits, or property title problems. Here are the ten most common causes and…

Two co-borrowers signing a joint housing loan application and promissory note together at a desk in the Philippines

Buying 16 min read

Joint Housing Loans and Co-Borrowers in the Philippines: Can Couples or Family Members Apply Together?

Pag-IBIG limits co-borrowers to close relatives and evaluates each person's income separately, while banks usually pool combined income under their own policies — and…