Philippine Property Guides: Renting, Buying & Ownership

City view from inside a short-term rental condo unit in Manila, the kind of Airbnb-style listing that condo house rules may restrict or ban

Buying 17 min read

Can Your Condo Ban Airbnb and Short-Term Rentals?

Philippine law never mentions Airbnb or short-term rentals in condos — the Condominium Act leaves it to each building's Master Deed, by-laws, and house…

Wooden toy house viewed through a magnifying glass, representing how a bank's appraisal of a property sets the loan-to-value ratio on a Philippine housing loan

Buying 13 min read

Loan-to-Value Ratio Explained: Why Banks Will Not Finance 100% of Your Property

Philippine banks can legally lend up to 75% of a property's appraised value, but BSP collateral rules and each bank's own credit policy push…

Three family members sitting together reviewing a shared property document, representing co-owners discussing jointly owned real estate in the Philippines

Buying 13 min read

Can One Co-Owner Sell Property Without the Others? Philippine Rules Explained

Under Article 493 of the Civil Code, a co-owner can only sell their own undivided share, not the whole property, without the other co-owners'…

A small dog on a leash outdoors — the kind of pet whose presence in common areas Philippine condo house rules can restrict or ban

Buying 16 min read

Can a Condo Ban Pets? Philippine Condo Pet Rules Explained

Philippine law never mentions pets in condos — the Condominium Act leaves it to each building's Master Deed, by-laws, and house rules, which courts…

An empty multi-level condominium parking garage with a ramp, representing a condo parking slot that may or may not have its own separate title in the Philippines

Buying 14 min read

Buying a Condo Parking Space in the Philippines: Does It Come With Its Own Title?

A condo parking slot may be separately titled, a shared common area, or bundled into your unit's own title. The difference decides whether you…

Apartments.ph guide Buying

Buying 7 min read

Metro Manila Foreclosed Properties Weekly Watch: Oct 5-11, 2026

Twelve verified Metro Manila bank-owned, ROPA, repossessed and sealed-bid properties for Oct 5-11, 2026, with current prices, areas and risk flags.

Close-up of a hand signing a written proxy authorization form, used to appoint a proxy-holder to vote at a Philippine condominium corporation's members' meeting

Buying 17 min read

Proxy Voting at Condo Meetings in the Philippines: How It Works and What Owners Should Check

A proxy lets an absent condo unit owner authorize someone else to vote at a members' meeting, but the Revised Corporation Code limits its…

A Metro Manila high-rise condominium building, the type of property whose unit owners vote as members of a condominium corporation on board elections and major decisions

Buying 16 min read

Condo Corporation Voting Rights in the Philippines: How Unit Owners Can Influence Decisions

Board elections in a Philippine condominium corporation are decided one member, one vote by default, but amending the Master Deed or voting after major…

Clean, well-lit condominium hallway corridor — a shared common area typically governed by a building's house rules

Buying 17 min read

Condo House Rules and By-Laws: What Owners and Tenants Are Legally Bound By

Condo house rules and by-laws are governed differently and changed differently — and tenants are bound mainly through their lease, not the Condominium Act…

Exterior of a Philippine condominium high-rise tower, the kind of building where unit owners can face penalties, suspended privileges, or a lien on their title for unpaid association dues

Buying 18 min read

What Happens if You Stop Paying Condo Association Dues in the Philippines?

Unpaid condo dues in the Philippines accrue penalties, can trigger suspended privileges, and under RA 4726 can become a lien on your title that…