Buy property

Buying Property in the Philippines

Plan the financing, verify the property and seller, understand the contract, then close and transfer with fewer surprises.

Start with due diligence How to Verify a Clean Property Title The essential checks to make before paying a reservation fee, deposit or purchase price.

1. Budget and finance

2. Verify the property

3. Compare the contract

4. Close and transfer

Latest in this guide desk

Updates and supporting guides

A Filipino couple sits at a home table reviewing printed property documents and a street map together while researching their property's BIR zonal value

Buying 12 min read

BIR Zonal Value of Property in the Philippines: How to Check and Use It

BIR zonal value sets the tax base for capital gains, DST, donor's and estate tax. Learn how to check it by RDO and what…

Aerial view of a residential neighborhood in Ligao City, Bicol, representing the housing communities DHSUD oversees across the Philippines

Buying 13 min read

What Does DHSUD Stand For? Mandate, Vision and Mission Explained

DHSUD stands for the Department of Human Settlements and Urban Development. Learn its official mandate, vision, mission, and what it means for Filipino homebuyers.

Property buyer reviewing a real estate installment contract, illustrating rights under the Maceda Law (RA 6552) in the Philippines

Buying 17 min read

What Is the Maceda Law in the Philippines? Buyer Rights Under RA 6552

Learn what the Maceda Law (RA 6552) is and how it protects property buyers in the Philippines. Understand your rights, refund entitlements, and grace…

Young Filipino family standing in front of their home, illustrating mortgage redemption insurance protection for home loans in the Philippines

Buying 15 min read

How Mortgage Redemption Insurance Works in the Philippines

Learn how mortgage redemption insurance (MRI) protects your home loan in the Philippines. Understand coverage, how premiums are computed, and how to choose the…

Empty apartment interior representing the monthly cost of a vacant rental unit

Apartment Investment 5 min read

Vacancy Costs: What an Empty Unit Really Costs You Per Month

Landlords tend to think of a vacant unit as “not earning money” — which understates the actual situation. A vacant unit isn’t neutral; it’s…

Property documents and house keys representing landlord insurance coverage for rental property in the Philippines

Apartment Investment 5 min read

Landlord Insurance in the Philippines: What It Covers and What It Costs

Landlord insurance and standard homeowner or condo insurance overlap significantly, but they’re not identical products — the moment you rent out a unit to…