Occupancy Permit in the Philippines: What Buyers and Condo Owners Need to Know
An occupancy permit is the Office of the Building Official's confirmation that a finished structure passed final inspection and may legally be occupied. Here's…
Apartments.ph guide desk
Category: Buying
Guides to buying apartments in the Philippines, including investment, financing, due diligence, taxes and ownership costs.
Tax Declaration vs Land Title: What Property Buyers Must Verify
A tax declaration is a tax record from the Assessor's Office; only a Registry of Deeds land title (TCT/CCT) is conclusive proof of ownership.…
BIR Zonal Value of Property in the Philippines: How to Check and Use It
BIR zonal value sets the tax base for capital gains, DST, donor's and estate tax. Learn how to check it by RDO and what…
What Does DHSUD Stand For? Mandate, Vision and Mission Explained
DHSUD stands for the Department of Human Settlements and Urban Development. Learn its official mandate, vision, mission, and what it means for Filipino homebuyers.
What Is the Maceda Law in the Philippines? Buyer Rights Under RA 6552
Learn what the Maceda Law (RA 6552) is and how it protects property buyers in the Philippines. Understand your rights, refund entitlements, and grace…
How Mortgage Redemption Insurance Works in the Philippines
Learn how mortgage redemption insurance (MRI) protects your home loan in the Philippines. Understand coverage, how premiums are computed, and how to choose the…
Vacancy Costs: What an Empty Unit Really Costs You Per Month
Landlords tend to think of a vacant unit as “not earning money” — which understates the actual situation. A vacant unit isn’t neutral; it’s…
Landlord Insurance in the Philippines: What It Covers and What It Costs
Landlord insurance and standard homeowner or condo insurance overlap significantly, but they’re not identical products — the moment you rent out a unit to…
Long-Term Tenants vs Higher Turnover: The Math Behind Keeping Good Renters
There’s a specific bias that trips up a lot of landlords: focusing on the rent number visible in each individual lease while ignoring the…
Furnished vs Unfurnished Rentals: Which Earns More in the Philippines?
The obvious answer — furnished units rent for more, so furnish your unit — skips the actual math landlords need to run. Higher rent…