Philippine Property Guides: Renting, Buying & Ownership

Workers at a house mid-construction with exposed concrete columns and rebar — the kind of staged building progress a Pag-IBIG construction loan inspection checks before releasing the next tranche

Buying 14 min read

Pag-IBIG Construction Loan: Requirements, Release Process and Common Problems

A Pag-IBIG house construction loan releases funds in stages tied to your building's progress, not as a lump sum. Here's what documents you need,…

Calculator and house key symbolizing estimating a Pag-IBIG housing loan monthly amortization before applying

Buying 11 min read

Pag-IBIG Housing Loan Calculator: How to Estimate Your Monthly Amortization

Estimate your Pag-IBIG housing loan's monthly amortization yourself using the same reducing-balance formula Pag-IBIG applies, plus a ready-made factor table for every 2026 rate…

Skyline of Manila high-rise condominium towers, the type of Philippine condo project where the 40% foreign ownership cap under the Condominium Act applies

Buying 16 min read

The 40% Foreign Ownership Limit in Philippine Condominiums Explained

The 40% foreign-ownership cap on Philippine condominiums comes from Section 5 of the Condominium Act, which requires every condominium corporation to stay at least…

Multiple people signing a legal document together with a lawyer present, representing heirs and a buyer jointly executing a deed of sale for inherited property in the Philippines

Buying 16 min read

Buying Property From an Estate in the Philippines: How to Make Sure All Heirs Can Legally Sell

Buying inherited property means verifying every heir has signed the deed of sale — a co-heir can only sell their own undivided share, and…

Three adult siblings sitting together reviewing a shared document, representing heirs reading and signing a Deed of Extrajudicial Settlement of Estate in the Philippines

Buying 19 min read

Extrajudicial Settlement of Estate for Property in the Philippines: Step-by-Step Guide

An extrajudicial settlement lets heirs divide a deceased relative's property without going to court, provided there is no will, no unpaid debts, and every…

Licensed geodetic engineer using survey equipment to subdivide an inherited lot in the Philippines so it can be individually titled to each heir

Buying 17 min read

How to Divide Inherited Property Among Heirs in the Philippines

Dividing an inherited house, condo, or lot among heirs means ending their co-ownership under Article 494 of the Civil Code, through physical partition, a…

Two co-owners signing a property purchase document together at a desk, representing joint buyers entering into Philippine co-ownership under the Civil Code

Buying 18 min read

Buying Property With a Partner: Co-Ownership Rules in the Philippines

Buying property with a partner, sibling, or friend creates co-ownership under the Civil Code, not automatic equal spousal rights. Here is how shares, decisions,…

Small house model beside stacks of coins, illustrating what a seller actually keeps in net proceeds after taxes and fees on a Philippine property sale

Buying 15 min read

Seller’s Net Proceeds Calculator: What You Actually Keep After Selling Property in the Philippines

A seller's net proceeds are the selling price minus capital gains tax, documentary stamp tax, local transfer tax, registration fees, commission, and any mortgage…

Apartments.ph guide Buying

Buying 11 min read

Metro Manila Foreclosed Properties Weekly Watch: Sep 21-27, 2026

Weekly Metro Manila comparison of 12 verified bank-owned, ROPA, repossessed and auction properties, with current price bases, areas and disclosed risk flags.

Calculator and pen resting on a contract, representing computing whether 12% VAT applies to a Philippine property's selling price

Buying 13 min read

VAT on Philippine Property Sales: When Does the 12% Tax Apply?

VAT applies to a Philippine property sale only when the seller is a VAT-registered real estate dealer or developer — and even then, house-and-lot…