Pag-IBIG Acquired Assets: How to Buy Foreclosed Properties Safely
Learn how Pag-IBIG acquired assets are sold through public auction and negotiated sale, including financing, due diligence, occupancy risks and current foreclosed-property resources.
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Buying Property in the Philippines
Plan the financing, verify the property and seller, understand the contract, then close and transfer with fewer surprises.
Start with due diligence
How to Verify a Clean Property Title
The essential checks to make before paying a reservation fee, deposit or purchase price.
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1. Budget and finance
2. Verify the property
3. Compare the contract
4. Close and transfer
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Updates and supporting guides
Deed of Absolute Sale vs Contract to Sell: What Property Buyers Should Sign
A Deed of Absolute Sale transfers ownership immediately upon signing; a Contract to Sell keeps ownership with the seller until you finish paying. Here's…
RFO Meaning in Real Estate: Ready-for-Occupancy vs Pre-Selling Property
RFO means a property is already built and move-in ready; pre-selling means it's still under construction and sold under a DHSUD-regulated Contract to Sell.…
Occupancy Permit in the Philippines: What Buyers and Condo Owners Need to Know
An occupancy permit is the Office of the Building Official's confirmation that a finished structure passed final inspection and may legally be occupied. Here's…
Tax Declaration vs Land Title: What Property Buyers Must Verify
A tax declaration is a tax record from the Assessor's Office; only a Registry of Deeds land title (TCT/CCT) is conclusive proof of ownership.…
BIR Zonal Value of Property in the Philippines: How to Check and Use It
BIR zonal value sets the tax base for capital gains, DST, donor's and estate tax. Learn how to check it by RDO and what…
What Does DHSUD Stand For? Mandate, Vision and Mission Explained
DHSUD stands for the Department of Human Settlements and Urban Development. Learn its official mandate, vision, mission, and what it means for Filipino homebuyers.
What Is the Maceda Law in the Philippines? Buyer Rights Under RA 6552
Learn what the Maceda Law (RA 6552) is and how it protects property buyers in the Philippines. Understand your rights, refund entitlements, and grace…
How Mortgage Redemption Insurance Works in the Philippines
Learn how mortgage redemption insurance (MRI) protects your home loan in the Philippines. Understand coverage, how premiums are computed, and how to choose the…
Vacancy Costs: What an Empty Unit Really Costs You Per Month
Landlords tend to think of a vacant unit as “not earning money” — which understates the actual situation. A vacant unit isn’t neutral; it’s…