Mother Title vs Individual Title: What Condo and Subdivision Buyers Need to Know
A mother title covers a whole parcel or condo project before it is split into individual TCTs or CCTs. Here is how that split…
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Marjo Villarosa
Marjo Villarosa is the Lead Publisher of Apartments.ph, responsible for the site's editorial standard, its primary-source checks and corrections. Marjo writes most of the site's guides on renting, landlord and tenant rules, evictions and disputes, lease contracts, condominium ownership, and buying and managing Philippine property as an OFW.
How to Verify a Clean Property Title in the Philippines: Liens, Mortgages and Annotations
A “clean” Philippine property title is a Certified True Copy whose memorandum of encumbrances shows no unreleased mortgage, adverse claim, lis pendens, or lien.…
Metro Manila Foreclosed Properties Weekly Watch: Sep 7-13, 2026
Metro Manila bank-acquired property watch for Sep 7-13, 2026: 12 verified listings from RCBC, Metrobank and Bank of Commerce with prices, area, risk flags…
Inheritance of Property in the Philippines: What Happens to a House, Condo, or Land?
When a property owner dies, ownership passes to the heirs as an undivided estate under the Civil Code, not directly to any one heir.…
Deed of Donation vs Deed of Sale for Property Transfers in the Philippines
A Deed of Sale (capital gains tax + DST) and a Deed of Donation (donor's tax + DST) are not interchangeable — underpricing a…
Can Foreigners Buy Property in the Philippines? Condo, Land and Ownership Rules
Foreigners cannot own Philippine land, but they can own condo units outright, own a house separate from its lot, and lease land long-term —…
Metro Manila Foreclosed Properties Weekly Watch: Aug 31-Sep 6, 2026
This week’s Metro Manila bank-acquired property watch compares verified listings from Security Bank, Bank of Commerce and Metrobank, including price per sqm and disclosed…
TCT vs CCT vs Tax Declaration: Philippine Property Titles Explained
A TCT covers land, a CCT covers a condo unit plus its share in common areas, and a tax declaration is only a tax…
Tenant Rights in the Philippines: Complete Renter’s Guide
Philippine tenants have enforceable rights under the Civil Code and the Rent Control Act (RA 9653) — from capped rent increases and refundable deposits…
Condominium Act (RA 4726) Explained: Ownership Rules Every Condo Buyer Should Know
RA 4726, the Condominium Act, is what makes owning a condo unit legally possible in the Philippines — separate ownership of your unit plus…