TCT vs CCT vs Tax Declaration: Philippine Property Titles Explained
A Transfer Certificate of Title covers land, a Condominium Certificate of Title covers an individual condo unit, and a tax declaration is a separate…
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Marjo Villarosa
Marjo Villarosa is the Lead Publisher of Apartments.ph, responsible for the site's editorial standard, its primary-source checks and corrections. Marjo writes most of the site's guides on renting, landlord and tenant rules, evictions and disputes, lease contracts, condominium ownership, and buying and managing Philippine property as an OFW.
Lis Pendens Explained: Why You Should Never Ignore This Title Annotation
A notice of lis pendens means a property is the subject of pending litigation over its title or possession — the owner can still…
The 40% Foreign Ownership Limit in Philippine Condominiums Explained
The 40% foreign-ownership cap on Philippine condominiums comes from Section 5 of the Condominium Act, which requires every condominium corporation to stay at least…
Buying Property From an Estate in the Philippines: How to Make Sure All Heirs Can Legally Sell
Buying inherited property means verifying every heir has signed the deed of sale — a co-heir can only sell their own undivided share, and…
Extrajudicial Settlement of Estate for Property in the Philippines: Step-by-Step Guide
An extrajudicial settlement lets heirs divide a deceased relative's property without going to court, provided there is no will, no unpaid debts, and every…
How to Divide Inherited Property Among Heirs in the Philippines
Dividing an inherited house, condo, or lot among heirs means ending their co-ownership under Article 494 of the Civil Code, through physical partition, a…
Buying Property With a Partner: Co-Ownership Rules in the Philippines
Buying property with a partner, sibling, or friend creates co-ownership under the Civil Code, not automatic equal spousal rights. Here is how shares, decisions,…
Pasalo Property Risks: What Buyers Must Verify Before Taking Over Payments
A pasalo buyer only inherits what the assignor actually had — an unpaid balance, a lapsed DHSUD license, or a double assignment becomes the…
How to Check if a Philippine Property Has an Existing Mortgage or Encumbrance
A property still has a mortgage until the bank's cancellation is actually registered with the Registry of Deeds — full payment alone doesn't clear…
Hidden Charges When Buying a Condo in the Philippines: Beyond the Advertised Price
A condo's advertised price rarely covers taxes, developer processing fees, VAT, and turnover costs. Here's the full list of what buyers actually pay beyond…